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VISA Credit Card

Carpenters Credit Union is now offering a secured VISA Credit Card with rates starting at 9.90%APR*. Our Secured VISA credit card is a great way to build or rebuild your credit history by using your savings as collateral. Your VISA limit will be determined by the amount you offer as collateral in your account. The funds in your savings will continue to earn interest.”

  • No annual fee
  • A Competitive Rate
  • Easy Payment Options
  • No teaser rates
  • Same rate for purchases and cash advances
  • Verified by VISA
  • Automatic Travel Accident Insurance - When you use this card to purchase your entire travel fare on a common carrier you are automatically provided with Travel Accident Insurance coverage. Your spouse and eligible dependent children are also covered when their travel fare is purchased with this card. This coverage is provided to you at NO EXTRA COST. See your description of coverage for complete coverage details. For coverage details click here.
  • Easy online access to your account at - review account information, track spending, set alert notifications and more.
  • View print application (PDF)

Apply Online   View Agreement & Disclosure

*APR=Annual Percentage Rate. Rates and terms are subject to change without notice and based on approved credit. Depending on credit worthiness, VISA rates range start from 9.90%APR. Amount is 80% of the deposit and minimum deposit is $300.