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Fee Schedule

Effective as of: 10/31/2017

ATM/Debit Cards*
1st time $20.00
2nd time $20.00
3 or more times $30.00

* Replace Lost ATM/Debit Card in a 12 month period

Checking Accounts
Check Printing Varies by style ordered
Photocopy of Check $10.00 each
Reconcilement Assistance $30.00/hour, 1 hour minimum
General Services
Account Research $30.00/hour, 1 hour minimum
Bill Pay $4.95
Check by Phone $20.00 each
Cash Advance by VISA other than CFCU $20.00 each
Coin Counting Fee 5% of Total (min$3)
Copy of Statement $10.00 each
Dormant Account Fee $10.00 per Month-18 and older, balance under $99, and inactive for 1 year or more
Duplicate Document Fee $30.00 each
Duplicate Lien Release $20.00 each
Duplicate Mortgage Satisfaction $20.00 each
Foreign Item Deposit (no deposits under $200) $100.00 each
History Copy Fee $5.00
Late Loan Fee $30 after 10 days late
Late Credit Card Fee $30 after 5 days late
Levy/Garnishment $50.00 each
Loan Coupon Fee $5.00
Mailed Recpt. Fee $1.00
Manual Transfer to Avoid Overdraft $5.00 each
Non-Sufficient Funds Items $30.00 each (includes check, ACH, ATM withdrawals and debit purchases)
Non-Sufficient Funds Fee - Foreign Items $50.00
Non-Member Check Cashing On Us Fee $20 each
Pin Replacement Fee $3.00
Returned Deposit/Loan Payment $30.00 each
Re-open fee 1st time * $25.00
Re-open fee 2nd time * $50.00
Re-open fee 3 or more times * $75.00
Stop Payment Fee $30.00 each
Unclaimed Property $75.00
Uncollected Funds $30.00
Wire Transfer (domestic) $30.00 each
Withdrawal by Official Check Payable to Others $5.00 each

* Re-open share account) 1st time 2nd time 3 or more times

Prepaid Debit Card Fees
Purchase Price $4.00
Monthly Fee $1.75
Reload Fee Teller Services/load Fee $5.00
Withdrawal Fee @ ATM $1.50
Balance Inquiry @ ATM Online -FREE
Balance Inquiry @ ATM ATM $0.50
Over-the-counter Cash Advance $0.00
Customer Service Live Call 4 FREE VRU then $0.50
Customer Service Live Call 2 FREE live calls then $5
Lost Stolen Replacement $10.00
Signature and P.I.N fee's $0.00
Foreign Transaction Fee 1%
Other Miscellaneous Fees
Account Closure Fee $25 if closed within 90 days of opening
Bad Address - No Forwarding $10.00
Items Presented For Collection $30 each
Mail Statement Fee $3.00
Returned Statement/Mail $10.00 per item
VISA Gift Cards $2.50 each
Incomplete Membership Application $15 per month
Loan Modification Fee $300.00
Voided Check Fee $30.00

Your Credit Union charges fees to fairly distribute the costs of providing a service, not to create profits. We urge you to compare our fees and charges with those of any other financial institution.