Running a little low on funds in your Carpenters checking account? Don't worry we've got you covered. Overdraft Advance will avoid insufficient checking balances and prevent your checks from being returned due to non-sufficient funds (NSF). While we don't encourage overdrafts, we want to save you from the additional merchant fees and possible damage to your credit history. In fact, even ACH Payments, automatic payments, and debit card purchases are now covered by Overdraft Advance.
At Carpenters Credit Union, we are always looking to find new and better ways to serve you, our member. We will begin providing you with a special program called "Overdraft Advance" for members ages 18 years and older with a personal share draft account open for at least 30 days. Some restrictions may apply. Overdraft Advance provides protection in the event that you overdraw your account up to a $500.00 limit. By paying your overdraft in this way, you will eliminate the extra expenses. View the discourse agreement. Talk to a Member Service Representatives if you have any questions.