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Savings & Checking


At Carpenters Credit Union, we offer a simple, straight forward checking account for your ever day spending. No minimum balance, no monthly service charge.  We realize simple is just better.

  • Online Banking
  • Mobile Banking
  • Bill Pay
  • Direct & Mobile Deposit
  • eStatement
  • Withdraw up to $1,500 cash from an ATM daily
  • Purchase up to $2,500 daily with debit card
  • 4 Free ATM Withdrawals per month
  • Money Pass ATM Access – Find the nearest ATM
    • Access to 24,000 surcharge-free MoneyPass ATMs across the country
    • Convenient deposits without a branch visit at thousands of MoneyPass ATMs
    • Easy-to-use online and app ATM locators
  • Overdraft Advance Services

*Other fees, such as insufficient funds, stop pay requests, and automatic overdraft protection transfer fees may apply. View our Courtesy Pay Opt-in and Disclosure information. Federally Insured by NCUA


Regular Share Savings Account

As a member of Carpenters Credit Union, you’re automatically signed up for a Regular Savings Account. This account is your share in the credit union. From day one, you can start depositing money into your savings to reach any financial goal you may have.

You can access your vacation pay by requesting a check from the credit union (there is no fee to request this),  or stop by our branch and withdraw the money straight from your account.

View Rates

For all questions about your savings fund, please call:

  • MN, ND, SD, IA and NE: call Wilson McShane at 952-854-0795 and ask for the Carpenters Fund.
  • WI: call WI Benefit Office at 800-424-3405


Federally Insured by NCUA