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Savings & Checking


At Carpenters Credit Union, we offer a simple, straight forward checking account for your ever day spending. No minimum balance, no monthly service charge. All we require is a $50 deposit to open the account, and that’s it. We realize simple is just better.

  • Online Banking
  • Mobile Banking
  • Bill Pay
  • Direct & Mobile Deposit
  • eStatement
  • Withdraw up to $1,500 cash from an ATM daily
  • Purchase up to $2,500 daily with debit card
  • 4 Free ATM Withdrawals per month
  • Money Pass ATM Access – Find the nearest ATM
    • Access to 24,000 surcharge-free MoneyPass ATMs across the country
    • Convenient deposits without a branch visit at thousands of MoneyPass ATMs
    • Easy-to-use online and app ATM locators
  • Overdraft Advance Services

*Other fees, such as insufficient funds, stop pay requests, and automatic overdraft protection transfer fees may apply. View our Courtesy Pay Opt-in and Disclosure information. Federally Insured by NCUA


Regular Share Savings Account

As a member of Carpenters Credit Union, you’re automatically signed up for a Regular Savings Account. This account is your share in the credit union. From day one, you can start depositing money into your savings to reach any financial goal you may have. Plus, earn monthly dividends by maintaining a balance of $300.

You can access your vacation pay by requesting a check from the credit union (there is no fee to request this), have your funds loaded on a pre-paid debit card (Fees apply), or stop by our branch and withdrawal the money straight from your account.

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For all questions about your savings fund please call:

MN, ND, SD, IA and NB call Wilson McShane at 952-854-0795 and ask for the Carpenters Fund.

WI- call WI Benefit Office at 800-424-3405

Prepaid Debit Cards

Gain instant access to your money with a reloadable prepaid debit card. You'll gain the convenience of a debit card without needing a checking account. Ask a Member Service Representative for more details.

Federally Insured by NCUA

Money Market

If you hold a high balance in a traditional savings account or checking account, your money may not be working as hard for you as it could. A money market account often earns better dividends than a typical checking or savings account, and gives you the flexibility of easy access, along with higher dividends.

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Federally Insured by NCUA